Joseph Ghio

Joseph is a Partner at Fenech & Fenech Advocates where he co-heads the Financial Services and Aviation Departments. His practice spans financial services, aviation, banking, asset finance and mergers and acquisitions.

He graduated in 2001 as a Doctor of Laws from the Faculty of Laws of the University of Malta and holds a Masters of Arts in Financial Services from the same university. Joined the Firm in 2002 and was elected to Partnership in 2010.

He sits on the Council of the Institute of Financial Services Practitioners of Malta. Joe’s other professional memberships include the Camera degli Avvocati of Malta, the International Bar Association, the European Air Law Association and is an Associate of the Chartered Institute of Arbitrators, UK. He lectures in Aviation Finance at the Doctorate degree within the Faculty of Laws of the University of Malta and in Securities Regulation within the MA (Financial Services) programme of the same university.

Joe is ranked as a leading Maltese practitioner in Financial Services and Corporate/Commercial by the Chambers and Partners, Legal 500 and IFLR directories.

Languages: Maltese, English, Italian

Career Highlights


Fenech & Fenech Advocates, Partner


Fenech & Fenech Advocates, Associate


Faculty of Laws, University of Malta

2003 – 2006, Masters of Arts in Financial Services with a dissertation on ‘Asset Securitisation in Aviation Finance: A Maltese Perspective’.

Faculty of Laws, University of Malta

1998 – 2001, Doctorate in Laws with a doctoral thesis on ‘Indirect Taxation of Electronic Commerce: The Challenge to the European VAT System’.

Faculty of Laws, University of Malta

1998 – 1999, Diploma as Notary Public

Faculty of Laws, University of Malta

1995 – 1998, Bachelorship of Arts in Legal and Humanistic Studies (International Relations stream).

Aviation | Tier 2
Commercial, Corporate And M&A | Tier 1
Investment Funds | Tier 2
Financial & Corporate | Tier 1
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The aviation team at Fenech & Fenech Advocates is experienced in structured sale or lease back transactions, financed leases, sale and purchase deals, management operations and aircraft registrations. The practice, jointly led by Nicolai Vella Falzon and Joseph Ghio, is known for its ‘sector experience, efficiency and no-nonsense attitude’.
Legal 500
‘Joseph Ghio – personable and good knowledge of the sector.’
Legal 500
Joseph Ghio assists financial services clients with a range of matters, including regulatory investigations, licensing applications and capital markets transactions. An interviewee highlights his “encyclopedic knowledge of the practice” and also appreciates his “ability to break down complex matters into easily digestible information.”
Chambers Global
‘Joseph Ghio – an excellent lawyer, robust, responsive and practical.’
Legal 500 EMEA
‘Joseph Ghio is one of my go-to guys when it comes to anything in the investment industry. If there’s a solution, he will find it.’
Legal 500 EMEA
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