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Joseph Ghio

Partner
Joseph is a Partner at Fenech & Fenech Advocates where he co-heads the Financial Services and Aviation Departments. His practice spans financial services, aviation, banking, asset finance and mergers and acquisitions.

He graduated in 2001 as a Doctor of Laws from the Faculty of Laws of the University of Malta and holds a Masters of Arts in Financial Services from the same university. Joined the Firm in 2002 and was elected to Partnership in 2010.

He sits on the Council of the Institute of Financial Services Practitioners of Malta. Joe’s other professional memberships include the Camera degli Avvocati of Malta, the International Bar Association, the European Air Law Association and is an Associate of the Chartered Institute of Arbitrators, UK. He lectures in Aviation Finance at the Doctorate degree within the Faculty of Laws of the University of Malta and in Securities Regulation within the MA (Financial Services) programme of the same university.

Joe is ranked as a leading Maltese practitioner in Financial Services and Corporate/Commercial by the Chambers and Partners, Legal 500 and IFLR directories.

Languages: Maltese, English, Italian

Career Highlights

2010

Fenech & Fenech Advocates, Partner

2001

Fenech & Fenech Advocates, Associate

Education

Faculty of Laws, University of Malta

2003 – 2006, Masters of Arts in Financial Services with a dissertation on ‘Asset Securitisation in Aviation Finance: A Maltese Perspective’.

Faculty of Laws, University of Malta

1998 – 2001, Doctorate in Laws with a doctoral thesis on ‘Indirect Taxation of Electronic Commerce: The Challenge to the European VAT System’.

Faculty of Laws, University of Malta

1998 – 1999, Diploma as Notary Public

Faculty of Laws, University of Malta

1995 – 1998, Bachelorship of Arts in Legal and Humanistic Studies (International Relations stream).

RANKINGS
2026 | Financial Services - Band 2
2026 | Financial Services - Band 2
2025 | Financial Services & Aviation - Highly Regarded
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Testimonials
"Joseph Ghio is a trusted adviser to us."
Chambers Europe 2026 | Financial Services - Band 2
“Joseph Ghio is very hands‑on and responsive. He is a very experienced lawyer with great commercial acumen.”
Legal 500 2026 | Aviation
"Joe Ghio is a composed and knowledgeable practitioner who gets straight to the real issues on transactions in comparison with his competitors in the Maltese market.”
Legal 500 2026 | Aviation
"The quality of our interaction with Joseph Ghio was impeccable both in terms of expertise as well as responsiveness."
Chambers Global 2026 | Financial Services - Band 2
“Joseph has directly relevant knowledge and he is easy to get along with.”
Chambers Global 2025, Chambers Europe 2025 | Financial Services - Band 2
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