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Joseph Ghio

Partner
Joseph is a Partner at Fenech & Fenech Advocates where he co-heads the Financial Services and Aviation Departments. His practice spans financial services, aviation, banking, asset finance and mergers and acquisitions.

He graduated in 2001 as a Doctor of Laws from the Faculty of Laws of the University of Malta and holds a Masters of Arts in Financial Services from the same university. Joined the Firm in 2002 and was elected to Partnership in 2010.

He sits on the Council of the Institute of Financial Services Practitioners of Malta. Joe’s other professional memberships include the Camera degli Avvocati of Malta, the International Bar Association, the European Air Law Association and is an Associate of the Chartered Institute of Arbitrators, UK. He lectures in Aviation Finance at the Doctorate degree within the Faculty of Laws of the University of Malta and in Securities Regulation within the MA (Financial Services) programme of the same university.

Joe is ranked as a leading Maltese practitioner in Financial Services and Corporate/Commercial by the Chambers and Partners, Legal 500 and IFLR directories.

Languages: Maltese, English, Italian

Career Highlights

2010

Fenech & Fenech Advocates, Partner

2001

Fenech & Fenech Advocates, Associate

Education

Faculty of Laws, University of Malta

2003 – 2006, Masters of Arts in Financial Services with a dissertation on ‘Asset Securitisation in Aviation Finance: A Maltese Perspective’.

Faculty of Laws, University of Malta

1998 – 2001, Doctorate in Laws with a doctoral thesis on ‘Indirect Taxation of Electronic Commerce: The Challenge to the European VAT System’.

Faculty of Laws, University of Malta

1998 – 1999, Diploma as Notary Public

Faculty of Laws, University of Malta

1995 – 1998, Bachelorship of Arts in Legal and Humanistic Studies (International Relations stream).

RANKINGS
Financial Services | Band 2
Financial Services | Band 2
Aviation | Tier 2
Commercial, Corporate And M&A | Tier 1
Investment Funds | Tier 2
Financial & Corporate | Tier 1
View all Awards
Testimonials
“Joseph has directly relevant knowledge and he is easy to get along with.”
Chambers Global 2025, Chambers Europe 2025 | Financial Services - Band 2
”Joe Ghio delivers thorough advice which is well grounded and provides us with assurance that his long-standing experience makes him a top industry expert.”
Legal 500 2025 | Banking, Finance & Capital Markets
"Practice head Joe Ghio brings expertise in high-value contractual disputes in the aviation industry, including breach of chartering contract disputes."
Legal 500 2025 | Aviation
”Joseph Ghio's commercial acumen is married with a holistic understanding of pertinent legal and regulatory matters, and he brings a wonderful charm to the work we do with him.”
Chambers Global 2024, Chambers Europe 2024 | Financial Services - Band 2
"Joe Ghio is the lead aviation law expert, and he stands head and shoulders above the competitors. His breadth of knowledge, and understanding of using SPC/SVCs as a tool for aircraft ownership and self-leasing is exceptional. He also handles complex issues in a timely manner."
Legal 500 2024 | Aviation
View all Testimonials